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Monday 7 May 2018

Investing - Peer to Peer, Fractional Investing, Loose Change



RateSetter - https://www.ratesetter.com.au/
- Connects investors and borrowers.
- Provision fund exist in case of borrower default in payment.
- Minimum investment from $10 and 3 months

BrickX - https://www.brickx.com/
- Investors buy bricks, which can be $100
- While holding the brick, investors earn income from the actual rental income.
- When selling, depending on the Brick Valuation of the actual property, the investor may have a capital return

Loose Change investments
- An example is Acorns. Using its app, if investor buys coffee $2.75 and use the app to pay, the app will pay $3.00 and will invest the change.
- Few companies doing this are:
Betterment,
Wealthfront,
Acorns,
Robinhood,
Stash.

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