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Monday 19 November 2012

Free - Books

This is a site about how to obtain legitimate, legally, free e-books. This include actual, real, famous books such as Alice in Wonderland books which are free, that is No Cost at all. These books are not promotional or advertisement books which try to get the reader to buy some other thing. They are real books and are really free. Read more to see where to find them.

Amazon
From time to time, Amazon release some real e-books for free. Sometimes we find out about this randomly through other people.
Alternatively, go to Amazon.com http://www.amazon.com
and type the following in the search bar:       0.00
This will search for books that cost $0.00


Statistical Books

http://gsociology.icaap.org/methods/stat.htm  - MORE stats books links in this website. Lots of stats books at the basic and elementary levels.


http://www-stat.stanford.edu/~tibs/ElemStatLearn/
The Elements of Statistical Learning (2nd edition)
Hastie, Tibshirani and Friedman (2008). Springer-Verlag. 763 pages.


Free E-Books Websites
Project Gutenberg - http://www.gutenberg.org
Free-ebooks.net http://www.free-ebooks.net
MakeUseOf http://www.makeuseof.com/pages/

Internet Archive
https://archive.org/details/texts
Contains more than free e-books. They also have software, audio,video, etc.

Thursday 8 November 2012

Superannuation - Australian Government Milking the Poor's Superannuation

As part of some new laws concerning superannuation coming into effect, the government will be able to confiscate superannuation money in accounts which it considers to be inactive. No doubt the official motivation is to reduce administration cost. The reality seems like a desperate attempt to pilfer any amount it can from unsuspecting citizens.

The laws to acquire (confiscate) superannuation has already been in existence for under more reasonable conditions such as:
i) The account holder is not contactable by the fund for more than 5 years.
ii) The amount left in the fund is less than $2000.

The law is supposed to be for lost account. But now the conditions above has been changed to:
i) Account is inactive for more than 12 months.
ii) The amount remaining is less than $200.

This would surely result in netting more superannuation money. The people whom this money belong to are most likely the people who have low paying jobs, casual jobs, i.e. people who needs this money the most.

More details can be found in:
http://www.wealthprofessional.com.au/article/lost-super-hockey-is-peddling-falsehoods-144815.aspx
http://www.wealthprofessional.com.au/article/shorten-announces-super-changes-144739.aspx
http://www.wealthprofessional.com.au/article/super-reforms-cormann-blasts-shorten-shorten-blasts-hockey-hockey-blasts-swan-144755.aspx