A credit history affects the chances of approval for the next loan. It may not seem apparent, but our credit history are kept by some body and the information can be obtained by institutions that we apply a loan from.
A few things which may affect our credit history:
- doing lots of balance transfer of credit cards
- applying to a few banks at the same time for the same loan
A credit check may occur for the application of the following products:
- home loan
- credit card
- mobile phone products
To check your own credit standing:
www.mycreditfile.com
www.dnb.com.au
getcreditscore.com.au
A few things which may affect our credit history:
- doing lots of balance transfer of credit cards
- applying to a few banks at the same time for the same loan
A credit check may occur for the application of the following products:
- home loan
- credit card
- mobile phone products
To check your own credit standing:
www.mycreditfile.com
www.dnb.com.au
getcreditscore.com.au
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